I want help to buy a home
Where to look to buy properties
If you're looking to buy a property contact local estate agents. The following websites may also be of use:
These websites are for information only and are not a recommendation from the Council.
Help to Buy: Home Ownership Schemes
Whether you are looking to get onto the housing ladder or move up it, there are a number of Help to Buy products designed to make buying a home more affordable, including:
Shared Ownership - new build and re-sales
Depending on how much you can afford, shared ownership allows you to buy a percentage share of a property while a local housing association retains the other share.
It is sometimes known as 'part-buy part-rent' because you will then be charged a rental payment on the remaining share owned by the housing association. In most cases shared owners can choose to buy additional shares later on to increase their equity.
The Help to Buy equity loan is designed to help with the purchase of specific new-build properties.
The Government lends you up to 20% of the cost of your new-build home, so you'll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest. You also won't be charged loan fees on the 20% loan for the first five years of owning your home.
People saving to buy their first home can use their Help to Buy: ISA. The Government will add 25% to their savings. You could receive up to £3,000 through this scheme.
Help to Buy ISA closed to new accounts at midnight on 30 November 2019. If you have already opened a Help to Buy ISA, you will be able to continuing saving into your account until November 2029.
You can open a Lifetime ISA instead.
Find out more:
Homes available to buy in Hastings through www.helptobuyese.org.uk
I need housing help