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Benefits Calculator

Please note that this online benefits calculator cannot cover every scenario and the calculation will only be an estimate based on the information you supply. If the information you supply is wrong or incomplete then the estimate will be wrong.

Visit our Housing Benefit/Council Tax Benefit pages if you wish to make a claim.

Step 1 - requests rent and LHA details for a Housing Benefit Claim ( skip this step if you just want help with your Council Tax bill )
£
£  
Step 2 - requests your Council Tax details ( skip this stage if you do not want help with your Council Tax bill)
£
Step 3 - requests some General Information about you

 
Step 4 - Looks for claimant (and partner) work capacity / health / disability issues or carer functions (if any) - otherwise skip this block. Be sure to enter any Employment and Support Allowance payments down at Step 8 as other unearned income.
Where a partner gets the (higher) ESA support component, a couple might want to swap claim roles to increase potential HB/CTB.
   
   

 

Are you (the claimant), your partner, or both of you, being paid (or entitled to be paid) a Carer's Allowance for looking after someone ?
Step 5 - requests details of your children and young persons for whom child benefit is paid.
Step 6 - requests details for single lone parents only - otherwise skip this step
Step 7 - requests earnings details. As mentioned at Step 3, skip to Step 12 if you are on IS, Income-based/related JSA/ESA or PGC.
Give figures for the claimant (and partner). Include average earnings from employment and self employment.
Be sure to enter weekly figures in the Weekly column only and Monthly figures in the Monthly column only. £ Weekly £ Monthly
 
 
 
Step 8 - requests your Unearned income figures for you (and your partner). Please make them weekly.
- (automatically calculated, but disregarded from October 2009).
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£
£
We do not count War Pensions, charitable payments or payments made as a result of personal injury as income. So do not enter them below.  
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Step 9 - requests your Savings, Investments and other assets (claimant and partner).
You cannot qualify for any Housing Benefit or (most) Council Tax Benefit if you and any partner have £16,000 or more in savings and investments. The home you live in and personal possessions do not count.
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£
Step 10 - requests your eligible childcare charges (up to £175 p/w for 1 child or £300 for more) and student expenses.
Charges for registered or approved childcare can be deducted from the income of couples or lone parents in remunerative work (at least 16 hours p/w) or on Statutory Sick, Maternity, Paternity or Adoption Pay or a similar benefit (up to 28 weeks). Couples still qualify if one works and the partner is incapacitated, in hospital or prison. Costs of childcare in the child's own home by a close relative are excluded.
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£
Step 11 - Looks for Tax and Pension Credits - income for (nearly) everyone from the Government ! They get added to claim income.
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£
Step 12 - Looks for other adults who live with you and pay no rent (often grown-up children) - but don't count your partner or students
These so called "non-dependants" are assumed to be contributing to the household income so a deduction is made from any benefit for each one. So do enter the number of non-dependants in each of these Income Categories but skip this step if you (or your partner) is disabled due to blindness, or in receipt of the Disability Living Allowance care component or Attendance Allowance has been awarded.
   
   
   
 
That is all you need to do! Click and let the program work it out
(automatically calculated)
Tax / Pension Credits p/w
your benefit is worked out. If the Total Applicable Amount is higher than Net Weekly Income, Maximum Benefit is awarded. But if Net Weekly Income is higher than the Total Applicable Amount, 65% of the "excess income" is deducted from Maximum HB to find the award. For Council Tax Benefit, 20% of the "excess income" taper is deducted from the maximum award. NB Non-dependant deductions are also taken off at this stage.
Weekly Housing Benefit Award
Weekly "Main" Council Tax Benefit
Alternative Council Tax Benefit is often called Second Adult Rebate. It is based on the income of the non-dependants. The program calculates if you are better off with a benefit award based on your circumstances or your non-dependants.
Second adult rebate weekly CT Benefit
And finally you can use the browser Print button to launch a print or change your figures to calculate again or the whole lot.

Remember this calculation is an estimate based on the information you supply.

Visit our Housing Benefit/Council Tax Benefit pages if you wish to make a claim.

Copyright: www.ovaltech.ltd.uk - Spring 2011 Release.

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